Credit Counseling offers a mainstream and non-confrontational method for lowering your monthly credit card payments. There are many benefits to a repayment plan, but there are also a few concerns you should be aware of before enrolling in one.
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You have to be able to qualify for the plan based on monthly budget and expenses. You cannot have too little money in your budget, nor can you have too much of a monthly cash surplus.
You should have dependable and consistent income and think twice before enrolling collection accounts that are from charged off credit cards.
BENEFITS OF CREDIT COUNSELING: http://consumerrecoverynetwork.com/credit-counseling-services-help-lower-credit-card-payments/
CAUTIONS ABOUT CC AGENCIES: http://consumerrecoverynetwork.com/warnings-about-credit-counseling-agency-dmp/
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Michael Bovee started CRN in 2004 with a mission to provide people in need with detailed credit and debt help. The DebtBytes Channel is an extension of the CRN blog, and is dedicated to finding the debt relief option or strategy that works best for you.
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