Credit Report Monitoring is a Ripoff

One of the first things any company will do after a data breach is offer free credit monitoring service. You can take it if it’s free, but don’t let them trick you into paying for it because it’s just not worth the money!

This video is part of a series of topics relating to ID theft and ID theft prevention that are designed choose-your-own-path style. At the end of the video, you will have links to all my others or you can click any of the links below:

Data Breaches – https://youtu.be/utYdy1MKAFk
Fraud Alerts – https://youtu.be/srtZs1cxrbg
Credit Report Monitoring – https://youtu.be/3DKnHgsyeS8
ID Theft Insurance – https://youtu.be/yH7bfxIHuvQ

Credit Security Freezes – https://youtu.be/NaMyPpT_wvo
Data Defense – https://youtu.be/e_QINj-tU8Y
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To read the whole article, visit:

http://www.topcreditmonitoringservices.com/a-quick-review-of-the-top-credit-monitoring-services/

A Quick Review of The Top Credit Monitoring Services.

Finding a top credit monitoring service is easy, especially when you know where to look. Credit monitoring services can be used to keep a tab on your credit reports and help you catch any errors as well as keep an eye on any fraudulent activity in a timely manner.

Credit monitoring services track your credit reports at one of the three credit bureaus, and alert you any time any changes or suspicious activity happens. Although personal finance professionals are still divided about whether credit monitoring services really are worth the fees they charge, they, nevertheless, are unanimous that they can be of great help to many customers in a number of situations. Listed below are important tips that can help you navigate the various credit monitoring services available.
Credit Monitoring 101

The basic function of a credit monitoring service is to monitor your credit reports at one or several of the major credit bureaus such as Transunion, Experian and Equifax, and send you alerts in form of a text messages, email or letter regarding any changes or suspicious activity detected. Top credit monitoring services also offer you unlimited access to all your credit reports, tracking of your credit score, possible reimbursements of out-of-pocket expenses you may have incurred in the process of trying to resolve issues such as fraud or identity theft and so on. If someone opens a credit account using your name or steals you information, the service immediately sends you a report.

The top credit monitoring services offer additional services on top of the basic ones, such as monitoring of databases, public records and websites that might use your personal information. Their monitoring activity extends to checking real estate transactions, telephone accounts, court records, hunting and fishing licenses and so on. If they detect any fraudulent use of your Social Security number, name or any personal data, they immediately alert you.

Credit monitoring typically costs -15 per month, a figure which most people find to be quite affordable. People who have fallen prey to fraudulent activity such as identity theft are more eager to use their services to minimize the chances of recurrence of the same. Most people, however, would find their services to be of great help.
What to Look for when Shopping for Quality Credit Monitoring Services

Credit monitoring services are typically offered by credit bureaus through credit unions or banks. Companies that provide these services also offer them directly to their customers.

To read the rest of the article, visit:

http://www.topcreditmonitoringservices.com/a-quick-review-of-the-top-credit-monitoring-services/
Video Rating: / 5