Watch this video to find out more about Equifax Credit Report & Score. Equifax Credit Report & Score uses your credit history to show how lenders may view applications you make for credit. This includes things such as car loans, credit cards, a mortgage for when you want to buy a house and many other types of credit.
You may find you have a good credit score or if you have not used credit much in the past, you might find you have little to no credit history.
Your credit history includes information such as your past repayments of loans and whether they were made on time, but also includes personal details like names and addresses from the electoral register.
If you want to check your credit report or score online, Equifax Credit Report and Score – https://www.equifax.co.uk/Products/credit/credit-score.html – gives you unlimited access FREE for 30 days, and then £14.95 a month.