2 Days Car Loan Loophole for Bad Credit or No Credit (USA)

The truth is you can have a car loan even with a bad credit. Using this car loan service to apply (90% approval rate) http://autoloansadvisor.com/

Bad credit car loan is more common than most people think. Well Fargo Bank won’t probably lend you their money but the good news is that they are not the only one with money.

There over 1000 subprimes lender in the United States and Canada who are willing to lend to people with less than good credit score. So yes even with a bad credit you get a car loan and you can drive it within 2 days of applying.

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Achieve Your Auto, Finance, Life Goals

The DriveTime Advice Center is free resource aimed to help you achieve your auto, finance, and life goals. DriveTime is the nation’s largest dealership network and finance company, helping people with credit issues find and finance the perfect used vehicle. Visit https://www.drivetime.com/advice today.

Auto Finance Contracts: The Fed Box Explained

http://www.topsecretautos.com The Fed Box on an automotive retail installment contract is extremely important to understand. It gives you a way to make sure you’re not getting ripped off by the finance manager.
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Personal Loans : How to Get a Personal Loan Without a Job

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A Personal Story of Bankruptcy

Harvey Z Warren on Hallmark’s Home and Family Show


Have you thought about when it might not make sense to file bankruptcy? Yes, Chapter 7 and Chapter 13 are powerful tools to eliminate or restructure debts, however choosing the right time to file for relief under the United States Bankruptcy Code can be a crucial part of your decision.

Here in the Atlanta area over the past 28+ years, I have spoken to hundreds of men and women struggling with every type of debt imaginable. However, there are times when I advise the client sitting across from me not to file at all, or, sometimes, not to file right now because the time is not right.

As I discuss in this video, there are situations where the cost of filing bankruptcy is too high given the amount of debt involved. In other cases, you may be anticipating a job layoff, a new job or even a raise. In still other cases, more debt may be coming your way and it would be premature to file now.

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Unsecured Credit Card POssible After Bankruptcy

Nobody will intend to declare their bankruptcy!

However, one had the ultimate tendency as there are no other options. It’s the only way you can also work out a good credit score standing to get approved for getting an unsecured credit card. For detailed tips read https://www.newhorizon.org/credit-info/is-it-possible-to-get-an-unsecured-credit-card-after-bankruptcy/


0:32 – 1. Be mindful when dealing to credit card companies upon your application.

It might be difficult for you to apply for a secured credit card after bankruptcy but at least getting a bad credit unsecured credit card which require no security deposits can be a good start to build up again your credit score. Applying for a credit card after declaring bankruptcy may not guarantee an approval so you have to find one that accepts borrowers even you had past bankruptcies. Read the credit requirements before doing your application.

Again, carefully study the credit company BEFORE you apply!

1:04 – 2. Be wise on using your approved credit card.

Your goal is to have balance at the end of the month. Whether you get approved for a secured or unsecured credit card, never use it to just anything you want. Remember that your priority is to pay your important bills and expenses.

1:31- 3. Never apply or reapply to lenders you owed before your bankruptcy.

Lending companies you owed money for financing your business may encourage you to borrow again upon hearing of your bankruptcy filing. But don’t stick with them, it won’t be a good idea to do the same mistake the second time around.

1:53 – After considering these steps, the next thing to do is to build your credit rating. But how can you do it?

The length of time from the start of bankruptcy will determine how soon you can build a better credit rating. Applying for either a secured or unsecured credit card will be a primary step and you really have to make sure you are paying on time clearing your balances at every month end.

It’s a good strategy to keep a low debt to income ratio. Then start looking for good opportunities to apply for a credit card. The combination of loans and credit cards will absolutely build again a better credit profile. It will enhance your opportunity to get approved on your next unsecured credit application.
Always at your service!

Want to know more about the possibility of applying for an unsecured credit card? Read more here https://www.newhorizon.org/credit-info/is-it-possible-to-get-an-unsecured-credit-card-after-bankruptcy/

Looking for unsecured credit cards for people with bad credit? Apply here https://www.newhorizon.org/Info/unsecured.htm
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Personal Loans 101 (Debt Management 4/4)

In this video clip, you will find out all you need to learn about unsecured loans! We cover what they are, the way they work, and how to use all of them. Perfect for those looking to get away from personal credit card debt!

Personal loan recommendations: https://www.moneycoach.io/recommendations/personalloans

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How Does a Reverse Mortgage Work – A Simple Explanation

Don Graves, President and Chief Conversation of the HECM Advisors Group. (Dedicated to helping advisors understand how Housing Wealth can positively impact retirement outcomes) shares with the Faculty and Staff at the American College of Financial Services. http://HousingWealth.net
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A simple narration and drawing for an explanation of how a reverse mortgage works by structure. Explains the different aspects of a reverse mortgage in general terms. Please note this is for educational purposes only and you should consult with an agent to assess your personal needs.

Thank you to Jeffrey Bangerter of WSB Mortgage Services for the content of the video. Please subscribe to his channel!
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