Fix Your Credit Report Errors for Free!! Client Robert Casey Testimonial

Credit report errors? Client Robert Casey describes how Attorney Gary Nitzkin fixed his credit reports and got him monetary damages, all for free!

Credit Reporting Agencies such as Trans Union, Experian and Equifax frequently make mistakes on consumers’ credit reports. About 70% of consumer credit reports contain some mistake. Chances are excellent that your credit report contains an error. Approximately 20% of these mistakes result in the denial of credit or a higher rate of interest. Some of the more common mistakes made by the credit reporting agencies include:

•Identity theft. This type of error is growing exponentially and may be the number one cause for credit reporting mistakes today.

•Mismerged information. This kind of error occurs between different people with the same name. For example, John A. Doe who lives in Montana may have his credit information placed on John A. Doe who lives in Florida. This is a very common mistake.

•Discrepancies amongst credit reporting agencies for the same debt. One credit reporting agency may report a debt as current while another might report it as delinquent.

•Delinquencies that are reported longer than 7 years. Derogatory credit information has to be removed from your credit report after seven years from the first delinquency. Sometimes a debt buyer or a collection agency “re-date” a date of last delinquency so that a derogatory stays on your credit report longer than seven years. In 2004, the Federal Trade Commission hit NCO Financial Systems with a .5 million fine for doing this very thing. A delinquent debt may not be reported longer than 7 years on your credit report. Yet, in order to force you to pay the debt at some point, some collection agencies “re-date” the beginning date of the debt so that it stays on your credit report longer.

We can get errors removed from your credit report for free.

Using the Fair Credit Reporting Act (“FCRA”), our credit repair lawyers can fix your credit for free. We will write the appropriate letter to the credit reporting agencies to get the item removed for you. If we are successful after writing a letter, you owe us nothing. If we have to sue the credit reporting agencies to get the offending trade line removed for you, you will still owe us nothing. The FCRA requires the defendants to pay your fees and costs and we look to them to do so. Of course, you can write a dispute letter to the credit reporting agencies yourself, but why would you want to when we will do it for free?

We can also get money from the credit reporting agencies for you.

Under the Fair Credit Reporting Act and the Fair and Accurate Credit Transactions Act (“FACTA”), we can get money damages for you if we have to sue the credit reporting agency to get your credit report cleaned up. You may be entitled to actual damages including emotional distress, embarrassment and humiliation. Call us for a free case evaluation.

Put our 20 years of experience to work for you.

We have filed numerous lawsuits under the Fair Credit Reporting Act. We have been highly successful for our clients and have collected large amounts of money for them. We know the law and more importantly, we know how our opponents think and evaluate cases. Put our experience to work for you and let us get your credit report cleaned up and get you paid.

If you think your rights have been violated, call Attorney Gary Nitzkin, toll free at (888) 293-2882. The call is free and the advice is free. You can also email him at gary@micreditlawyer.com. Visit our site for more information: http://www.micreditlawyer.com.
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Equifax Credit Report Primer

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< img alt=" equifax" src=" http://credit-reports-free.net/wp-content/uploads/2016/10/8455539603_683887b6de_m.jpg" size=" 160"/ > by< a href=" http://www.flickr.com/photos/31447736@N06/8455539603" > CSIS: Center for Strategic & International Researches

Equifax is among the 3 leading credit score reporting bureaus, as they provide their customers the chance to acquire a big portion of their debt information. They supply lots of services, the main item being Equifax credit record, which is helpful for a customer to know his FICO rating and various other relevant information near lenders as well as employers are privy with.

< br/ >< br/ > When most customers prefer to obtain a credit history report, they choose the Equifax report as a result of the clarity as well as simpleness that it supplies in contrast to the various other credit history reporting firms.

< br/ >< br/ > Exactly what will my credit history report include?

< br/ >< br/ > The money that you take into an Equifax credit score record is well worth it – you’ll obtain the credit score report as well as something added also. Via Equifax’s site, you’ll instantly have complete access to your credit rating report and also FICO score. What your financial institutions know will no longer be a mystery, as well as you won’t have to waiting for the postman to see just what your credit rating report exposes.

< br/ >< br/ > You shall be able to observe your payment pattern, whether great or negative along with other paying routines you are not familiar with, complied with by extreme questions if any kind of. If you ever before need to call a financial institution concerning among your old accounts, you’ll currently have all the information you’ll need.

< br/ > Also, the credit scores report from Equifax will certainly explain exactly what you should gain from the debt report. In some cases the information included in the report could be tough for you to comprehend.

< br/ >< br/ > Equifax verifies that you understand, to the point, what is occurring with your personal bankruptcy score or various other ratings in the report. Apart from having the details, you will certainly also have a clear expertise of just what each component of record is as well as how it affects your credit report.

< br/ >< br/ > Equifax is preferred due to the fact that they give something called an “Interactive Score Simulator” in order to help consumers comprehend their credit scores rating. With this tool, you have the capacity to see just how an offered action could influence your credit history. From there, you could begin a plan to obtain your credit score back in order.

< br/ >< br/ > You just may require a secured charge card or deciding to open up a high passion charge card account might make it possible for you to reconstruct your credit history. An Equifax credit rating report will certainly assist you begin regardless of which path you choose.

< br/ >< br/ > The main Equifax credit rating record that you will discover on the site is called ScorePower. This is their fundamental plan that gives you access to whatever you require. On the site, you will see that there are alternatives for other packages, also.

< br/ >< br/ > You will certainly be asked if you wish to enroll in added services when you authorize up for the $ 15.95 ScorePower record. Since you have accessibility to your debt record, you could check it and also more than likely you aren’t mosting likely to require the various other items used. When you get your Equifax Credit score Report online, you will certainly rejoice to recognize that you could make use of excellent customer solution and have the capability to easily dispute any type of component of the record that is wrong.

< div course =" bio "> One of the leading 3< a rel= "nofollow “href= “http://www.agoodcreditscore.com/credit-reports/” > debt reporting bureau in the service, Equifax present to consumers accessibility to their FICO ratings as well as their own< a rel=" nofollow" href=" http://www.agoodcreditscore.com/credit-reports/equifax-credit-report/" > Equifax debt report.< things kind=" application/x-shockwave-flash" design= "width:425 px;

elevation:355 px;” information=”// www.youtube.com/v/fcvT_2v9Cf4?color2=FBE9EC&version=3&modestbranding=1 “>< param name =" film" value="// www.youtube.com/v/fcvT_2v9Cf4?color2=FBE9EC&version=3&modestbranding=1 "/ >< param name=" allowFullScreen "worth=" true"/ > Equifax is a. 2 billion worldwide leader in customer, industrial and workforce info services that offer companies of all sizes and also consumers with understanding and also info they can rely on. Equifax arranges as well as takes in data on greater than 572 million consumers, 81 million organisations worldwide, as well as 200 million staff member documents, and utilizes sophisticated analytics and also exclusive modern technology to produce as well as deliver tailored understandings that enhance both the performance of organisations and the lives of consumers.

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